Grow with Waddle + Xero

Set up your line of credit in just 2 mins

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Link Xero to see your offer


or watch how it works

Need help? Call 1300 649 322
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Xero Certified Connected App

Get started with Waddle + Xero

Get an immediate line of credit against your outstanding invoices.
Credit lines from $25,000 to $2M+. Cash in as fast as 1 day.

Link your Xero account

Securely connect your Xero account & Waddle will assess your data. A no obligation finance offer is automatically presented with simple pricing.

Accept your financing offer

Once you're happy with the terms, simply click 'Open Account' & use your new funding dashboard to complete the account setup.

Start drawing down funds

Once you've finalised account documentation, you can start drawing down funds. Your funding limit automatically updates as new invoices are raised.

6.95 % p.a
  • Only pay for what you use
  • Certified Xero Add-on
  • No lock-in contracts

Waddle is a certified connected Xero Add-on.
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Automated funding. Simplified bookkeeping.

"If you're using a factoring facility, the reconciliation process has always been labour intensive - I found Waddle just solved this problem."

Noel Tiufino

-Noel Tiufino - - Waddle Partner

We're here to help

#1 Rated Xero finance app - Secure & confidential - Transparent & paperless

Free up cash, grow your business

No lock-in contracts
Syncs with Xero
On demand funding, no delays
Automatic limit increases
Paperless signup & funding
Unpaid invoices funded 24/7
100% confidential funding
Borrow up to $1 Million +

Simple Pricing. No Lock-In Contracts

To obtain a no obligation financing offer Get started. Loan fees only apply once you draw down funds on your account.
*All loans are subject to Waddle's normal lending criteria. Terms, conditions and fees apply and are available on request.

What is Xero?

Xero is easy to use online accounting software that's designed specifically for small businesses. Xero has all you need to run your business - including invoicing, paying bills, sales tax returns, reporting and much more.

Find out more or try Xero Accounting Software for free.

It's all online

It's all online, so you can work when and where you want to. Just login with your PC, Mac or mobile.

Automated bank statements

Your bank statements are automatically imported and categorized, letting you see your cashflow in realtime.

Team collaboration

Invite your team and work together on financials. You can collaborate over your up-to-date numbers.

Xero customers Waddle

"What sealed our relationship with Waddle was the idea that this amazing technology takes away all of the day-to-day effort. When you need an injection of funds it is just there waiting for you."

Brett Monaghan - Eclipse Organics

- Brett Monaghan - Eclipse Organics

- Certified Xero Review

"You hit the exact mark of what people need - Your rates are better, also the fact Waddle is more real, big banks don't understand our business, everything is generic. Waddle is a system that just works better."

Donny Fraser

- Donny Fraser - Australian Skateboarding Community Initiative

- Certified Xero Review

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Stop waiting 30, 60 or 90-days for payment

Connect Xero & borrow up to $2 Million+ against unpaid invoices.

By clicking "get started" you agree to the
Privacy Policy & Terms of Use